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HEALTH-TECH BREAKS THROUGH BARRIERS AT MEDICASH

With so many of our daily activities now taking place via apps or online – from QR codes to AI chatbots – technology today can begin to feel a little overwhelming. Liverpool-based health cash plan provider Medicash, however, seems to have cracked the code, bringing a curated suite of the latest health-tech innovations to employees across the UK.

“We’ve always believed that the very best healthcare solutions should be available to as many people as possible,” says Paul Gambon, Medicash’s Sales & Marketing Director. “It’s the reason we originally formed back in 1871, right here in Liverpool. Today, we do that by leveraging the leaps and bounds made in technology and artificial intelligence to the advantage of our policyholders, offering them access to cutting-edge innovation at no extra cost to them.”

Medicash is proud to be considered technological pioneers in the health cash plan field, having introduced an increasingly wide range of apps, tools, and gadgets to its popular plans for over a decade.

After launching the first digital claims app in their industry, My Medicash, back in 2014, Medicash have steadily increased their offering to include digital services that – at the tap of a smartphone – can improve hearing and brain function, provide in-depth physiotherapy triage and treatment, improve access to mental health and GP services, and even identify cancerous moles and high blood pressure. Through a groundbreaking partnership with DNA experts Muhdo, Medicash have even enabled policyholders to unlock the secrets within their genes and explore their health predispositions on a genetic level.

“Technology is an incredible equaliser when it comes to health,” says Paul.

“By increasing access to medical services that would otherwise mean a long wait on the NHS or a hefty private cost, we see our investments in digital healthcare as a way to both drive down NHS waiting times for the most vulnerable and empower employees across the UK to take ownership of their healthcare from the start.”

You can find out more about Medicash’s range of digital health tools and cash plans at www.medicash.org

Paul Gambon, Medicash’s Sales & Marketing Director

INNOVATING RISK: HOW COEUS INSURANCE IS REDEFINING PROTECTION IN THE LIVERPOOL CITY REGION

As the Liverpool City Region cements its reputation as a hub of future-ready enterprise, innovation is emerging as the cornerstone of sustainable growth. Among the organisations leading this charge is Coeus Insurance Management, a firm that’s transforming how businesses think about risk - both physical and digital.

Coeus’ innovation begins with its bespoke Fact Find process, a strategic deep-dive into each client’s operations. This enables the team to identify nuanced risks and craft tailored insurance solutions that go beyond generic coverage. Whether it’s a property portfolio or a tech startup, Coeus ensures protection is aligned with real-world exposure.

In today’s digital-first economy, cyber insurance has become a critical pillar of business resilience. Coeus is at the forefront of this shift, offering advanced cyber coverage that protects against data breaches, ransomware, and reputational damage. Their approach isn’t just reactive, its proactive, helping businesses understand and mitigate cyber threats before they escalate. This is particularly vital for SMEs in Liverpool embracing digital transformation but lacking in-house cybersecurity expertise.

Coeus also leverages exclusive insurer partnerships to provide access to products not available on the open market. This gives Liverpool businesses a competitive edge, combining comprehensive coverage with cost efficiency.

Their commitment to clear, jargon-free communication ensures that even complex policies, like cyber insurance, are easy to understand and implement. With over 50 years of combined experience, the Coeus team brings both depth and agility to the table, helping clients navigate an increasingly unpredictable landscape.

As an independently owned brokerage, Coeus ensures every recommendation is driven by client need, not corporate allegiance.

In a region where innovation is shaping everything from tech to transport, Coeus Insurance proves that even traditional sectors can be transformed through creative thinking and client-first strategies. Their work not only safeguards Liverpool’s enterprises, but it also strengthens the foundation for sustainable, secure growth.

As we celebrate the Innovation in Business Awards, Coeus stands as a testament to how thoughtful disruption can elevate an entire sector and help position our city region as a beacon of enterprise excellence.

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