Discover a wide range of local activities, cultural events, recreational opportunities and entertainment options! P16
Adding value to your home
Six proven strategies to boost your home’s value P20 Pubs & live music
CONTENTS
6 9 14
Local Area
Our Corner of Wiltshire
The areas in and around Salisbury and Marlborough offer a unique combination of history, natural beauty, and quality of life that makes them some of the most attractive places to live and work in southern England.
Local Schools
Tips for Parents
When choosing where our children will learn and grow, it’s super important to think it through. To help you out, we’ve put together some tips to make the decision easier.
Recommended Eateries
Best Local Restaurants Around Your Area
Find local food venues and restaurants that are loved by foodies throughout the neighbourhood – from all-day dining hotspots and cosy gastropubs, to local Japanese restaurants, Instagrammable brunch favourites and unique eateries.
Entertainment
Pubs & Live Music
Whether you’re looking for a pub or bar to play darts, somewhere to play pool or just want to have a look at a menu before you go, please check our picked list below.
Expert Advice
Mortgage Puzzle
In the UK, obtaining a mortgage is the most common method for individuals to purchase property. Mortgages come in various types, each with its own terms, conditions, and repayment structures tailored to suit different financial situations and preferences.
Adding Value to Your Home
7 Great Strategies
In the realm of real estate, adding value to your home is not just about sprucing up its appearance; it’s an investment that can yield significant returns when done strategically.
EDITORIAL
Work-Haus
ADVERTISING
Simon Peacock
Brigita Butvila 2BDesigner
Donna Billsborrow
Winkworth Magazine is published by Work-Haus Limited. Nothing in this magazine can be reproduced in whole or part without the express permission of the publishers. Transparencies or any other material submitted for publication or any other material are sent at the owner’s risk and while every care is taken. Work-Haus has endeavoured to ensure that all the information in this magazine is accurate at the time of going to press, however prices and details may be subject to change.
Welcome,
Dear Prospective Buyer or Renter,
We’re delighted that you’re considering making Salisbury or Marlborough your home – two of Wiltshire’s most desirable and characterful locations.
From the historic charm of Salisbury, with its stunning cathedral and vibrant city centre, to the market-town elegance of Marlborough, renowned for its broad High Street and beautiful surrounding countryside, this area offers a wonderful quality of life. Whether you’re a young professional, a growing family, or looking to downsize without compromise, Winkworth is here to help you find the perfect place to suit your lifestyle and aspirations.
For over 180 years, Winkworth has been connecting people with homes they love. Our local teams know these areas inside out, and we’re here not just to open doors, but to guide, advise, and support you every step of the way –whether you’re buying, renting, or exploring your options.
As you begin this exciting chapter, you can be confident that we’ll go the extra mile to make your experience smooth, rewarding, and enjoyable.
We look forward to welcoming you – please don’t hesitate to get in touch or visit one of our offices in Salisbury or Marlborough.
Warm regards,
Lisa & Simon Jacobs: Directors Winkworth Salisbury & Marlborough
Loving what we do since 1835
Winkworth agents love what they do and pride themselves on having a unique perspective on the entire process of matching people with homes. From the little things we see that others miss, to the neighbourhoods we know like the back of our hands. Because where others see customers, we see people. And where others see houses, we see homes.
Our business model means each and every agent is an established and independent professional in their neighbourhood, making us uniquely positioned to offer you, our clients, a more in-depth and insightful experience.
Lisa & Simon Jacobs Directors
MEET THE EXPERT - MORTGAGE ADVISOR
Interview with WILL SHARPE
Interview with WILL SHARPE
DIPPFS CERT SMP CERT CII (MP & ER)
Mortgage
DIPPFS CERT SMP CERT CII (MP & ER)
& Protection
Adviser
Mortgage & Protection Adviser
TELL US A LITTLE ABOUT THE BACKGROUND OF ANNETTS AND ORCHARD.
TELL US A LITTLE ABOUT THE BACKGROUND OF ANNETTS AND ORCHARD.
Annetts & Orchard Ltd is a familyowned Financial Planning & Mortgage Advice firm based in Salisbury, Wiltshire. Established in 1984, we have been helping the residents of Wiltshire find the right mortgages to buy their homes for over 40 years.
Annetts & Orchard Ltd is a familyowned Financial Planning & Mortgage Advice firm based in Salisbury, Wiltshire. Established in 1984, we have been helping the residents of Wiltshire find the right mortgages to buy their homes for over 40 years.
WHY ARE YOU A SMART CHOICE FOR INVESTORS?
WHY ARE YOU A SMART CHOICE FOR INVESTORS?
We have a wealth of experience bundled into a friendly, approachable service that is always aiming to exceed your expectations.
We have a wealth of experience bundled into a friendly, approachable service that is always aiming to exceed your expectations.
HOW IS AI AFFECTING YOUR INDUSTRY?
HOW IS AI AFFECTING YOUR INDUSTRY?
We still believe that most clients like to deal with real people. AI is a fantastic tool that we can and do use to make us more efficient, but it’s the human adviser that can truly understand your needs and desires and provide advice with empathy and care.
We still believe that most clients like to deal with real people. AI is a fantastic tool that we can and do use to make us more efficient, but it’s the human adviser that can truly understand your needs and desires and provide advice with empathy and care.
WHAT ASPECT OF YOUR JOB GIVES YOU THE MOST PLEASURE?
WHAT ASPECT OF YOUR JOB GIVES YOU THE MOST PLEASURE?
Our company is built on integrity and doing the right thing for our customers. When that relationship of trust has been formed between us (the adviser) and the customer,
Our company is built on integrity and doing the right thing for our customers. When that relationship of trust has been formed between us (the adviser) and the customer,
and the customer know that what we are recommending is best for them, the customer can fully enjoy the experience of the service that we’re providing to them. There’s no better feeling, in a professional capacity, than when you can see a customer enjoying and appreciating the services that you’re providing to them.
and the customer know that what we are recommending is best for them, the customer can fully enjoy the experience of the service that we’re providing to them. There’s no better feeling, in a professional capacity, than when you can see a customer enjoying and appreciating the services that you’re providing to them.
Interview with LEWIS DOWELL OWNER
01380 592322 | 07936 896965
LEWIS@INVISIWIRE.CO.UK
WWW.INVISIWIRE.CO.UK
TELL US A LITTLE ABOUT THE BACKGROUND OF YOUR COMPANY.
Invisiwire is a small, friendly electrical company based in Wiltshire, built on a foundation of trust, professionalism, and quality workmanship. We’re proud to be a family-run business, offering a wide range of domestic and commercial electrical services — from EICRs and full rewires to EV charger installations and fault-finding. Our close-knit team brings years of hands-on experience and a strong customer-first approach to every job we do.
WHAT
IS YOUR CUSTOMER PROCESS?
We aim to make every customer’s journey with us as simple and stressfree as possible. From the first point of contact, we take the time to understand your needs, arrange a visit if required, and provide a clear, honest quote. Once the work is booked in, our electricians carry out the job efficiently and professionally, always treating your home with respect. And behind the scenes, our brilliant admin assistant keeps everything running smoothly, ensuring communication is prompt, paperwork is handled, and you’re always kept in the loop.
WHY SHOULD HOMEBUYERS AND LANDLORDS APPOINT INVISIWIRE FOR THEIR PROJECT?
Choosing Invisiwire means choosing a team that genuinely cares. We’re fully qualified, NAPIT-registered, and fully insured so that you can have complete peace of mind. For homebuyers, we offer detailed EICRs to highlight any potential issues before you commit to a property. For landlords, we help you stay compliant with current legislation while ensuring minimal disruption to tenants. Our clients value our friendly, down-toearth approach just as much as our technical knowledge.
WHAT ASPECT OF YOUR WORK
DO YOU MOST ENJOY?
We love the variety — no two days are ever the same. Whether it’s helping a new homeowner feel confident in their electrics or supporting a landlord with ongoing compliance, there’s real satisfaction in knowing we’re making a difference. Being a small team means we get to know our customers and support each other on every project. And with a fantastic admin assistant keeping us organised and connected, we’re proud to say our service is as personal as it is professional.
Our CORNER of WILTSHIRE
SALISBURY | MARLBOROUGH
The areas in and around Salisbury and Marlborough offer a unique combination of history, natural beauty, and quality of life that makes them some of the most attractive places to live and work in southern England. They have an enduring charm, blending deep-rooted heritage with modern amenities, all within easy reach of larger cities like Bath, Winchester, and even London.
SALISBURY
Salisbury is often described as the quintessential English cathedral city, combining timeless heritage with modern convenience. At its heart stands the magnificent Salisbury Cathedral, with the tallest spire in England and a beautifully preserved medieval close – a setting that captures visitors instantly and continues to inspire residents who call this city home. Beyond its remarkable history, Salisbury offers a way of life that appeals to families, professionals, and retirees alike.
The city is well connected, with direct rail services to London Waterloo in under ninety minutes, making it attractive for those who value countryside living but need regular access to the capital. Its schools, both state and independent, are consistently well-regarded, offering families excellent choice from primary level through to sixth form.
Lifestyle in Salisbury is centred on balance. The medieval streets house a wide range of independent boutiques, cafés, and galleries, while the twiceweekly Charter Market ensures local produce is always at hand. For dining, residents can choose from traditional pubs to highly rated contemporary restaurants. Cultural life is equally rich, with Salisbury Playhouse and Salisbury Arts Centre providing a yearround calendar of theatre, music, and exhibitions.
The surrounding countryside is an undeniable draw. Wiltshire’s rolling downs, the nearby New Forest, and iconic Stonehenge are all on the doorstep, offering endless opportunities for walking, cycling, and family days out.
For buyers seeking a home that offers heritage, culture, and convenience, Salisbury is a location that feels both
vibrant and deeply rooted in tradition. Whether it is a period townhouse, a family home, or a character cottage in one of the surrounding villages, Salisbury consistently attracts those wanting a lifestyle that blends history, community, and accessibility.
MARLBOROUGH
Marlborough is an elegant market town in north Wiltshire, famed for its wide High Street, attractive architecture, and outstanding schools. Long regarded as one of the region’s most desirable addresses, Marlborough offers a refined lifestyle that combines a welcoming community with easy access to the countryside and nearby cities.
The High Street is the heart of the town. Lined with Georgian buildings, it hosts twice-weekly markets and an excellent mix of independent shops, boutiques, cafés, and restaurants. Residents enjoy the convenience of everyday amenities alongside a vibrant social scene, making Marlborough ideal for families and professionals who want character without sacrificing convenience.
Education is a particular strength here. St John’s Marlborough is consistently rated highly, while the world-renowned Marlborough College brings a strong academic reputation and cultural influence to the town. Combined with well-performing primary schools in the surrounding villages, Marlborough appeals strongly to families seeking quality education close to home.
The area is also celebrated for its natural beauty. The North Wessex Downs Area of Outstanding Natural Beauty surrounds the town, offering superb walking, cycling, and riding opportunities. With Savernake Forest, Avebury’s stone circles, and the River Kennet nearby, the countryside is both picturesque and historically rich.
Connectivity is another asset. Commuters value easy access to the M4, linking Marlborough with London, Bristol, and Reading, while nearby Pewsey and Swindon stations provide fast rail services.
Properties in Marlborough are diverse, ranging from handsome period homes and character cottages to modern family houses in well-planned developments. The combination of charm, quality schooling, and strong community spirit ensures Marlborough remains in high demand.
For those seeking a sophisticated yet family-friendly market town, steeped in heritage and surrounded by glorious countryside, Marlborough represents one of Wiltshire’s finest places to call home.
When choosing where our children will learn and grow, it’s very important to consider carefully. To help you out, we’ve put together some tips to make the decision easier. Lots of schools and daycares offer free tours, so we really recommend checking them out before you decide where your child will go.
TIPS FOR PARENTS
Interview with RYAN MARSH Owner
07891 012074
INFO@RM-PLUMBINGANDHEATING.CO.UK
WWW.RM-PLUMBINGANDHEATING.CO.UK
TELL US A LITTLE ABOUT THE BACKGROUND OF YOUR COMPANY.
RM Plumbing was founded in 2017 and has quickly become a trusted name for plumbing and heating services across Wiltshire. What makes us unique is that we’re a true familyrun business — every member of our team is part of the family, and we bring that same sense of care and commitment into every job we take on. We cover all aspects of plumbing and heating, from complete installations to the smallest of repairs. Our expertise includes air source heat pumps, gas and oil boilers, bathroom installations, hot water cylinders, underfloor heating, as well as commercial gas and plumbing services. Whether it’s routine servicing, urgent breakdowns, or largescale projects, our goal is to provide reliable solutions that customers can count on, all delivered with the personal touch that only a family business can offer.
WHAT
ASPECTS OF A NEW HOME WOULD YOU SUGGEST PEOPLE PRIORITISE WHEN PLANNING RENOVATION WORK?
When moving into a new home, it’s very easy to focus on the visual elements — kitchens, bathrooms, décor — but the plumbing and heating
systems should always be at the top of the checklist. The hot water system is vital; it needs to be checked to ensure it’s operating correctly and delivering good water pressure throughout the property. The heating system is equally important, from ensuring radiators are working efficiently to making sure the boiler is safe and reliable. The last thing any new homeowner wants is to face unexpected breakdowns during their first winter. I can speak from personal experience — when I moved into my own home, I discovered the heating and hot water systems didn’t work at all, despite supposedly being “checked.” A proper inspection early on can save a lot of stress and expense later, so my advice is always: prioritise the essentials that keep your home warm and functional.
HOW HAVE YOU BUILT SUCH A STRONG REPUTATION LOCALLY?
Our reputation has grown steadily thanks to three key principles: reliability, communication, and respect. We pride ourselves on being prompt and dependable, turning up when we say we will and keeping our customers fully informed at every stage of the job. Communication is essential, and we make sure our customers always know what’s happening and why. Beyond the technical side of things, we place huge importance on how we carry
out our work — being tidy, courteous, and respectful of our customers’ homes. Plumbing and heating jobs can sometimes feel disruptive, so we strive to make the experience as smooth and friendly as possible. Most importantly, we always aim for the highest standard of workmanship. It’s that consistent quality, combined with the trust we’ve built, that has helped RM Plumbing become a go-to name in Wiltshire.
WHAT ASPECT OF YOUR WORK DO YOU MOST ENJOY?
For me, the best part of the job is meeting people and helping them find the right solutions for their homes. Every property and every customer is different, and I enjoy the challenge of tailoring our work to deliver exactly what they need. There’s also a real satisfaction in the hands-on nature of plumbing and heating installations. I love rolling up my sleeves, getting stuck in, and seeing a project through from start to finish. Whether it’s fitting a new heating system, installing a bathroom, or solving a tricky plumbing problem, there’s a real sense of pride in standing back at the end of the job and seeing the results. It’s about more than just pipes and boilers — it’s about improving homes and making life easier for the people who live in them.
South Wilts Grammar School
High-performing girls’ grammar school (co-ed Sixth Form) delivering excellent academic results. 11–16 girls, 16–18 co-ed www.swgs.wilts.sch.uk
Bishop Wordsworth’s School
Renowned boys’ grammar school; Sixth Form admits both genders. 11–16 boys, 16–18 co-ed www.bishopwordsworths.org.uk
Godolphin School
Prestigious girls’ day and boarding school expanding to co-ed in 2025. 3–18 girls (co-ed from 2025) www.godolphin.org/
Chafyn Grove School
Description: Independent co-ed day and boarding prep school in Salisbury. 3–13 mixed www.Chafyngrove.co.uk/
Leehurst Swan School
Independent co-ed day school with excellent ISI inspection results. 4–16 mixed www.leehurstswan.org.uk/
Salisbury Cathedral School
Historic co-ed chorister preparatory school next to the cathedral.
Age Range/Gender: 3–13 mixed www.salisburycathedralschool. com/
TIPS FOR PARENTS
Sarum Academy
Rapidly improving secondary school rated “Good” by Ofsted.
Age Range/Gender: 11–18 mixed www.sarumacademy.org/
Exeter House Special School
Supportive special school offering tailored education in core skills. 2–19 mixed www.exeterhouse.uk/
Winterbourne Earls CofE Primary School
Top-ranked mixed primary, strong performance data locally.
4–11 mixed www.winterbourneearls.org/
Six Steps To Selecting A School For Your Child
1
Many schools prioritise pupils living nearby, so it is wise to check which schools your potential address falls under. Local authority websites usually provide maps and admissions criteria, while estate agents can also give guidance.
2
Next, review Ofsted inspection reports, which provide a detailed assessment of a school’s teaching quality, leadership, and pupil outcomes. These are available online and give a useful snapshot, though they should be considered alongside other factors rather than in isolation.
3
Visiting schools in person is invaluable. Open days allow you to meet teachers, observe classrooms, and speak with current pupils.
4
Practical considerations are also important. Look at the school’s location, travel time, and after-school provision. For working parents, wraparound care and extracurricular activities can make a significant difference to daily routines.
5
It’s worth asking about class sizes, special educational needs provision, and pastoral support.
6
Finally, talk to other parents in the community. Their insights often reveal what official data cannot.
Sarum St Paul’s CofE Primary School
Highly rated Church of England primary, performing strongly. 4–11 mixed www.sarum-st-pauls.wilts.sch.uk/
Whiteparish All Saints CofE Primary School
Praised for excellent academic performance and community values. 4–11 mixed www.allsaints.wilts.sch.uk/
Avondale Preparatory School
Rural family-run prep school with nurturing environment. 2–11 mixed www.avondaleschool.org/
TOP SCHOOLS AROUND MARLBOROUGH, WILTSHIRE
Marlborough College
Prestigious co-educational independent boarding school with a strong academic reputation. 13–18; mixed www.marlboroughcollege.org/
St John’s Marlborough (Academy) Outstanding mixed academy offering
secondary and Sixth Form education. 11–18; mixed www.stjohns.wilts.sch.uk/
Preshute C.E. Primary School
High-performing village Church of England primary with strong Ofsted record. 4–11; mixed www.preshute.wilts.sch.uk/
Marlborough St Mary’s C.E. Primary School
Church-based primary rated Good, supportive and community-focused. 5–11; mixed www.marlboroughstmarys.wilts.sch. uk/
Avebury C.E. Primary School
Small Church of England village primary in historic Avebury setting. 4–11; mixed www.avebury.wilts.sch.uk/
Baydon St Nicholas C.E. School
Rural Church of England school with personalized learning. 5–11; mixed www.baydon-school.org.uk/
Collingbourne C.E. Primary School
Village Church of England primary serving local communities. 5–11; mixed www.collingbourne.wilts.sch.uk/
Grafton C.E. Primary School (East Grafton)
Church-based village primary with strong local engagement. 5–11; mixed www.graftonprimary.co.uk/
Oare C.E. Primary School
Small, nurturing primary nestled in Oare’s countryside. 4–11; mixed www.oare.excalibur.org.uk/
Ramsbury Primary School
Village school praised for strong community values and results. 4–11; mixed www.ramsburyschool.org/
St Katharine’s C.E. Primary (Savernake Forest)
Rural Church of England primary near Savernake Forest. 4–11; mixed www.stkatharinesprimary.org.uk/
Best
LOCAL RESTAURANTS
OUR PICK OF THE LOCAL NEIGHBOURHOOD RESTAURANTS
Salisbury offers varied dining—from elegant modern British and refined French brasseries to vibrant international and plotto-plate garden-totable fare. Marlborough complements this with fresh, seasonal menus, localingredient classics, and welcoming pub ambiance.
Anokaa (Salisbury) – Contemporary Indian cuisine with artfully plated, globally inspired dishes and a stylish atmosphere that balances modern elegance with culinary flair. www.anokaa.com/
Baroushka (Salisbury)
Sleek Lebanese gem offering vibrant mezze and charcoal-grilled dishes, all served in a relaxed yet sophisticated setting. www.baroushka.com/
The Great Bustard (Great Durnford)
–Boutique countryside pub, spa, and dining destination serving refined British dishes from a restored 19th-century estate with a richly curated local menu. www.thegreatbustard.uk/
Rick Stein (Marlborough)
Seafood institution from the master chef himself, serving pristine, regionallysourced dishes in a Grade II-listed building full of warmth and character. www.rickstein.com/restaurants/rickstein-marlborough/
Pythouse Kitchen Garden (Tisbury)
Farm-to-table dining in a serene walled garden setting; menus change with the seasons and are rooted in local, expressive produce.
www.pythousekitchengarden.co.uk/
Fisherton Mill Café Bar (Salisbury)
Bright café nestled within an awardwinning gallery, pairing creative British plates with ever-evolving exhibitions in an informal, artsy space. www.fishertonmill.co.uk/
The Three Daggers (Edington)
Renowned for its “farm-to-fork” approach, seasonal local sourcing (some grown on site), excellent food, rooms, and honours including Pub of the Year 2020 and AA Rosettes for culinary excellence. www.threedaggers.co.uk
The Chapter House (Salisbury)
Friendly steakhouse and inn with polished yet accessible British dishes, tucked into a homely setting near the cathedral.
www.thechapterhouseuk.co.uk/
Penruddocke Arms (Wilton)
Elegant village pub offering modern British comfort food and an impressive wine list, all within a beautifully restored historic building.
The Pembroke Arms (Wilton) 18thcentury coaching inn opposite Wilton House, known for refined dining, seasonal menu inspiration, and inviting garden kitchens.
Evolution Craft Brewing & Public House (Salisbury)
Creative brewpub producing small-batch beers, paired with seasonally driven gastropub food, all served in a relaxed, industrial-chic interior.
PUBS & LIVE
Music
OUR PICK OF THE LOCAL NEIGHBOURHOOD PUBS
Salisbury and Marlborough pubs mix historic charm with lively social energy. Expect traditional interiors, real ales, and hearty food, alongside live music evenings. From acoustic folk to upbeat bands, both towns create warm, convivial atmospheres perfect for locals and visitors alike.
Winchester Gate (Salisbury)
Community-driven pub and arts venue offering nightly live music, comedy, and cultural gatherings alongside a friendly menu.
www.thewinchestergate.com/
Salisbury Arts Centre (Wiltshire Creative)
Gorgeous converted church hosting exhibitions, performances, and a cafébar perfect for live acoustic sessions and visual art.
www.wiltshirecreative.co.uk/whatson/category/salisbury-arts-centre
Salisbury Playhouse
Professional theatre with a buzz—its café-bar hosts music concerts, touring shows, and community performances. www.wiltshirecreative.co.uk/whatson/category/salisbury-playhouse
Qudos (Salisbury)
Stylish live-music bar in a historic venue, offering bands, DJs, and vibes in an elegant city-centre townhouse setting.
www.qudossalisbury.co.uk/
The Duck Inn (Laverstock)
Charming countryside pub affiliated with Hop Back Brewery, offering award-winning ales, warm hospitality, and regular open-mic music nights. www.hopback.co.uk/our-pubs/theduck-inn/
The Chapter House (Salisbury)
Classic pub-restaurant with cosy rooms and frequent live music nights
in a welcoming, wood-lined venue. www.thechapterhouseuk.co.uk/
Evolution Craft Brewing & Public House
Brewpub that pairs inventive smallbatch beers with occasional live music events in an indie-vibe space.
Fisherton Mill Café Bar
Arts café-bar hosting exhibitions as well as live folk and acoustic music in an imaginative gallery-restaurant hybrid.
www.fishertonmill.co.uk/
Pythouse Kitchen Garden
Rural fine-dining garden venue that occasionally holds candlelit supper clubs featuring live music within the walled garden setting. www.pythousekitchengarden. co.uk/
Rick Stein (Marlborough)
Seafood restaurant known for seasonal menus and live piano evenings during special events. www.rickstein.com/restaurants/rickstein-marlborough/
Penruddocke Arms (Wilton)
Heritage village pub with wellreviewed live-music nights and a cosy fine-dining vibe.
The Pembroke Arms (Wilton)
Elegant inn featuring garden concerts and live acts during its summer set-up in a refined setting close to Wilton House.
Sustainable homeowner The
BENEFICIAL TIPS AND GUIDELINES
Sustainability has become a central consideration for homeowners across the UK. Beyond the clear environmental benefits, making your property more energyefficient can also reduce bills and, in some cases, open the door to government incentives. Here are some of the most effective ways to make your home greener.
INVEST IN SOLAR ENERGY
Although the UK isn’t known for endless sunshine, solar panels can still generate a meaningful amount of electricity year-round. By producing your own renewable energy, you reduce reliance on the grid and lower household bills. Homeowners can take advantage of the Smart Export Guarantee (SEG), which requires energy suppliers to pay you for surplus energy fed back into the grid. This makes solar panels both an ecological and financial win.
UPGRADE INSULATION AND WINDOWS
Many properties struggle with heat retention, which translates into higher energy usage. Improving loft insulation, cavity wall insulation, or investing in double- or triple-glazed windows can dramatically reduce energy waste. While direct tax breaks are limited, such measures increase your home’s EPC rating, which can make the property more attractive to buyers and reduce long-term running costs. The government’s ECO4 scheme (Energy Company Obligation) also provides funding to households in certain circumstances, particularly for those on lower incomes
SWITCH TO ENERGY-EFFICIENT HEATING SYSTEMS
Replacing an outdated boiler with a modern, energy-efficient one—or better still, installing a heat pump—can significantly cut carbon emissions. Through the government’s Boiler Upgrade Scheme, homeowners may receive a grant of up to £7,500 toward the cost of an air source or ground source heat pump. While heat pumps require upfront investment, they future-proof your home against rising energy prices and environmental regulations.
EMBRACE WATER-SAVING FIXTURES
Important as energy efficiency, especially in urban areas. Low-flow taps, dual-flush toilets, and smart irrigation systems can all reduce waste. Many water companies also provide free or discounted watersaving kits, making these upgrades easy and affordable.
PREPARE FOR ELECTRIC VEHICLES
As the UK shifts toward a greener transport system, more households are investing in electric vehicles. Installing a home charging point can add long-term value to your property. The EV chargepoint grant offers up to 75% (capped at £350) towards the cost of installing a charger, particularly beneficial for those living in flats or rental properties.
FINAL THOUGHTS
From solar panels to water-efficient taps, each improvement makes your home more sustainable and economical. With rising energy prices and growing environmental awareness, combining eco-friendly upgrades with available incentives is a smart move for both present comfort and future value.
In the UK, obtaining a mortgage is the most common method for individuals to purchase property. Mortgages come in various types, each with its own terms, conditions, and repayment structures tailored to suit different financial situations and preferences. Here are some of the different types of mortgages available.
A fixed-rate mortgage offers borrowers the stability of having the same interest rate for a set period, typically ranging from two to ten years. Regardless of fluctuations in the market interest rates, the borrower’s monthly repayments remain consistent. This provides certainty and makes budgeting easier for homeowners. However, fixed-rate mortgages often come with higher initial interest rates compared to variable-rate mortgages. Variable rate mortgages, also known as adjustable-rate mortgages
fluctuates, the interest rate on the mortgage adjusts accordingly. Tracker mortgages typically offer lower initial interest rates than fixed-rate mortgages, but borrowers should be prepared for potential increases in monthly repayments if the base rate rises.
Discount mortgages offer borrowers a discount on the lender’s standard variable rate for a set period, typically two to five years. The discount is usually expressed as a percentage below the lender’s standard variable rate. While borrowers benefit from lower initial interest rates during the discount period, their monthly repayments can increase once the discount
It’s essential for borrowers to carefully consider their financial situation, long-term goals, and risk tolerance when selecting the most suitable mortgage type for their circumstances.
period ends and the mortgage reverts to the lender’s standard variable rate.
(ARMs), have interest rates that can fluctuate over the loan term based on changes in the lender’s standard variable rate or another benchmark rate, such as the Bank of England’s base rate. Borrowers may benefit from lower initial interest rates compared to fixed-rate mortgages, but their monthly repayments can increase or decrease depending on market conditions. This type of mortgage may suit those who are comfortable with potential fluctuations in their monthly payments.
Offset mortgages allow borrowers to link their mortgage account to their savings or current account. The balance in these accounts is offset against the outstanding mortgage balance, reducing the amount of interest charged on the mortgage. Borrowers continue to have access to their savings and can withdraw funds as needed. Offset mortgages can help borrowers reduce the overall interest they pay over the loan term and potentially shorten the mortgage term.
on the loan each month, not the capital. This leads to lower monthly payments compared to repayment options but requires a separate plan—such as savings or investments—to repay the original loan amount at the end of the term. These mortgages may appeal to investors or individuals with irregular income who anticipate having the means to repay the capital later.
Also
known as capital and interest mortgages, these require monthly payments that cover both the interest and a portion of the capital borrowed. Over time, the loan balance gradually decreases until fully repaid by the end of the term. This structure provides the reassurance of knowing the mortgage will be paid off, making it a preferred option for many homeowners.
in summary
The UK mortgage market offers a wide range of products to match various financial needs and preferences. Whether the priority is stability, flexibility, or lower monthly payments, there’s an option to suit. It’s essential for borrowers to evaluate their financial situation, longterm goals, and risk tolerance carefully. Seeking advice from a mortgage advisor or financial expert can help in making a well-informed decision.
Tracker mortgages are linked to a specific base rate, usually the Bank of England’s base rate, plus a set percentage. As the base rate
With an interest-only mortgage, borrowers pay only the interest
In the realm of real estate, adding value to your home is not just about sprucing up its appearance; it’s an investment that can yield significant returns when done strategically. Whether you’re looking to sell your property in the near future or simply aiming to enhance your living space, here are six proven strategies to boost your home’s value.
KERB APPEAL ENHANCEMENT
The first impression matters. Invest in enhancing your home’s kerb appeal by maintaining a well-manicured lawn, planting colorful flowers, and adding appealing exterior lighting.
Fresh paint for the front door and clean, well-defined pathways can make a world of difference. Potential buyers or visitors should feel drawn to your home from the moment they arrive.
The kitchen is often considered the heart of a home, and it’s a prime area for adding value. Focus on modernizing the kitchen with updated appliances, countertops, and cabinetry. Opt for timeless designs and neutral colours that appeal to a broad range of tastes. Additionally, consider adding functional elements such as a kitchen island or a pantry to increase both aesthetics and utility.
KITCHEN REMODELLING
BATHROOM UPGRADES
Similar to kitchens, bathrooms are key selling points for homes. Upgrading fixtures, such as faucets and showerheads, can instantly give a bathroom a more luxurious feel. Consider replacing worn-out tiles, installing energy-efficient toilets, and adding extra storage space. A clean, well-maintained bathroom can significantly increase your home’s value and appeal.
ENERGY-EFFICIENCY IMPROVEMENTS
In today’s environmentally conscious world, energy-efficient homes are highly sought after.
Investing in energy-saving upgrades not only reduces utility bills but also adds value to your property. Consider installing solar panels, upgrading to energy-efficient windows and doors, and enhancing insulation. These improvements not only benefit the environment but also make your home more attractive to potential buyers.
a more open floor plan. This can make your home feel larger and more inviting, ultimately increasing its value. However, be sure to consult with a professional to ensure structural integrity and compliance with building codes.
SMART HOME TECHNOLOGY INTEGRATION
Incorporating smart home technology can make your property more desirable and valuable in today’s techsavvy market. Install smart thermostats, lighting systems, security cameras, and door locks that can be controlled remotely via smartphone apps. Not only do these technologies enhance convenience and security, but they also appeal to buyers looking for modern amenities.
in conclusion
OPEN FLOOR PLAN
Many modern homeowners prefer open, spacious layouts that facilitate seamless interaction between different areas of the house. If feasible, consider knocking down non-load-bearing walls to create
Adding value to your home involves a combination of aesthetic enhancements, functional upgrades, and strategic investments. By focusing on areas such as kerb appeal, kitchen and bathroom remodelling, energy efficiency, open floor plans, smart home technology, and additional living space, you can significantly increase your property’s value and appeal to potential buyers. Remember to prioritize improvements that align with your budget, market trends, and the preferences of your target demographic. With careful planning and execution, your home can become not only a comfortable living space but also a lucrative asset.
